Terms of Service

By accessing, browsing, or otherwise using the ChainLedger Academy website (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference.

You must be at least 16 years of age to use this website. If you are under 16, you may not access or use the Site. By using the Site, you represent and warrant that you are at least 16 years old and have the legal capacity to enter into these Terms.

If you are accessing the Site on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms, and references to "you" shall include that organisation.

ChainLedger Academy is an independent educational platform that publishes free, research-backed content about blockchain technology, distributed ledger technology, digital assets, Web3 and related subjects. Our services include:

• Educational articles and long-form research pieces
• Beginner guides and tutorials
• A blockchain glossary of over 200 defined terms
• Security best-practice guides
• Frequently asked questions with detailed answers
• Resource libraries covering consensus mechanisms, smart contracts, NFTs and stablecoins

All content on the Site is provided strictly for educational and informational purposes. ChainLedger Academy does not provide financial advice, investment advice, tax advice, legal advice, or any form of professional advisory service. We do not recommend, endorse, or promote any specific digital asset, token, cryptocurrency, protocol, exchange, wallet provider, or financial service.

We reserve the right to modify, suspend, or discontinue any part of the Site or its content at any time without prior notice.

The content published on this website is intended solely to educate readers about blockchain technology and related topics. It is critical that you understand the following:

• Nothing on the Site constitutes a recommendation, solicitation, or offer to buy, sell, hold, trade, or otherwise transact in any digital asset or financial instrument.
• Digital assets are volatile and carry significant risk, including the potential for total loss of value. Most digital-asset activities are not covered by consumer protection schemes such as the Financial Services Compensation Scheme (FSCS).
• The regulatory status of digital assets varies by jurisdiction. What is permitted in one country may be restricted or prohibited in another.
• You are solely responsible for conducting your own independent research and due diligence before making any financial decisions.
• If you require financial, investment, tax, or legal advice, you should consult a suitably qualified and regulated professional.

For full details, please refer to our Disclaimer page.

By using the Site, you agree to the following obligations:

• Lawful use only: You will use the Site only for lawful purposes and in accordance with these Terms and all applicable laws and regulations of the United Kingdom and your own jurisdiction.
• No scraping or data extraction: You will not use automated tools, scripts, bots, crawlers, or similar technologies to scrape, copy, index, or harvest content from the Site without our prior written consent.
• No impersonation: You will not impersonate ChainLedger Academy, its staff, its editorial team, or any other person or entity, nor falsely represent your affiliation with any person or entity.
• No unauthorised access: You will not attempt to gain unauthorised access to any part of the Site, its servers, databases, or any systems connected to the Site.
• No interference: You will not introduce viruses, malware, or any other harmful code, or engage in any activity that disrupts, damages, or interferes with the functioning of the Site.
• No illegal activity: You will not use the Site for any purpose that is illegal, fraudulent, or harmful, including but not limited to distributing unsolicited communications, engaging in phishing, or transmitting illegal content.
• No redistribution for commercial purposes: You will not republish, redistribute, sell, license, or commercially exploit our content without prior written permission from ChainLedger Academy Ltd.

We reserve the right to restrict or terminate your access to the Site if we reasonably believe you have violated any of these obligations.

All content on the Site, including but not limited to text, articles, guides, graphics, logos, page layouts, design elements, and software, is the property of ChainLedger Academy Ltd or its licensors and is protected by copyright, trademark, and other intellectual property laws of the United Kingdom and international treaties.

We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Site and its content for personal, non-commercial, educational purposes only. This licence does not include:

• The right to modify, adapt, or create derivative works based on our content
• The right to reproduce, distribute, or publicly display our content beyond what is reasonably necessary for personal educational use (for example, sharing a link to an article is permitted; republishing the full text of an article is not)
• The right to use our trademarks, logos, or brand name without prior written consent
• The right to use our content for commercial purposes, including but not limited to reselling, licensing, or incorporating it into a paid product or service

If you wish to use our content beyond what is permitted by this licence, please contact us at [email protected] to discuss licensing arrangements.

The Site and all content published on it are provided on an "as is" and "as available" basis. To the fullest extent permitted by the laws of England and Wales, ChainLedger Academy Ltd expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Any warranty that the Site will be uninterrupted, error-free, secure, or free from viruses or other harmful components
• Any warranty regarding the accuracy, reliability, completeness, or timeliness of any content published on the Site
• Any warranty that the Site will meet your specific requirements or expectations

While our editorial team endeavours to ensure the accuracy of all published content through fact-checking and peer review, the blockchain and digital-asset landscape evolves rapidly. Information that is accurate at the time of publication may become outdated. We do not warrant that any specific piece of content reflects the most current state of the technology, regulation, or market at the time you read it.

Your use of the Site and reliance on any content published on it is entirely at your own risk.

To the maximum extent permitted by the laws of England and Wales, ChainLedger Academy Ltd, its directors, officers, employees, contractors, and affiliates shall not be liable for any of the following, whether arising out of or in connection with your use of or inability to use the Site:

• Any indirect, incidental, special, consequential, or punitive damages
• Any loss of profits, revenue, data, goodwill, or business opportunity
• Any financial losses resulting from decisions made based on content published on the Site
• Any damages arising from unauthorised access to or alteration of your data or transmissions
• Any damages arising from the conduct of any third party on the Site

In no event shall our total aggregate liability to you for all claims arising out of or related to these Terms or your use of the Site exceed one hundred pounds sterling (£100.00).

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the laws of England and Wales.

You agree to indemnify, defend, and hold harmless ChainLedger Academy Ltd, its directors, officers, employees, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in any way connected with:

• Your use of or access to the Site
• Your violation of these Terms
• Your violation of any applicable law, regulation, or third-party right
• Any content you submit to us through contact forms or other communication channels
• Any claim that your use of our content caused damage to a third party

This indemnification obligation shall survive the termination of these Terms and your use of the Site.

The Site may contain links to third-party websites, resources, or services that are not owned or controlled by ChainLedger Academy Ltd. These links are provided solely for your convenience and for reference purposes.

We have no control over, and assume no responsibility for, the content, privacy policies, practices, accuracy, or opinions expressed on any third-party websites. Inclusion of a link does not imply endorsement, recommendation, or affiliation with the linked website or its operator.

Your interactions with third-party websites are governed by the terms and privacy policies of those websites. We encourage you to review the applicable terms and privacy policies of any third-party site you visit. ChainLedger Academy Ltd shall not be responsible or liable for any damage or loss arising from your use of or reliance on any third-party website or resource.

Your privacy is important to us. Our collection and use of personal data in connection with the Site is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you acknowledge that you have read and understood our Privacy Policy.

We process personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. For details about your rights regarding your personal data, including rights of access, rectification, erasure, and portability, please refer to the Privacy Policy or our dedicated GDPR information.

These Terms, and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms, their subject matter, or their formation (including non-contractual disputes or claims).

If you are a consumer resident in the European Economic Area, you retain the benefit of any mandatory provisions of the law of the country in which you reside, and nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions.

In the event of any dispute arising out of or relating to these Terms or your use of the Site, we encourage you to first attempt to resolve the matter informally by contacting us at:

• Email: [email protected]
• Post: ChainLedger Academy Ltd, 71 Queen Victoria Street, City of London, EC4V 4AY, United Kingdom

We will endeavour to respond to your communication within 14 calendar days and work with you in good faith to resolve the dispute.

If we are unable to resolve the dispute informally within 30 calendar days of your initial communication, either party may pursue the matter through the courts of England and Wales as described in Section 11 above.

If you are a consumer resident in the European Union, you may also use the European Commission's Online Dispute Resolution platform, although ChainLedger Academy is not obligated to participate in alternative dispute resolution proceedings before a consumer arbitration body.

We reserve the right to suspend or terminate your access to the Site, in whole or in part, at any time and for any reason, including but not limited to:

• Violation of these Terms or any applicable law
• Conduct that we reasonably believe may harm ChainLedger Academy, its users, or third parties
• Extended periods of inactivity (for account-based features, if applicable)
• Request by law enforcement or other government authority
• Discontinuation or material modification of the Site or any part of it

Upon termination, your right to use the Site ceases immediately. Sections of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, disclaimers, limitations of liability, indemnification, and governing law.

We may update or modify these Terms from time to time to reflect changes in our practices, the law, or for other operational, legal, or regulatory reasons.

When we make material changes to these Terms, we will:

• Update the "Last Updated" date at the top of this page
• Provide notice on our homepage via a banner or notification at least 14 days before the changes take effect

Your continued use of the Site after the effective date of any updated Terms constitutes your acceptance of those changes. If you do not agree with the updated Terms, you must stop using the Site.

We recommend reviewing this page periodically to stay informed about any updates.

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, unlawful, or unenforceable, that provision shall be deemed severed from these Terms. The remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent as closely as possible.

These Terms, together with our Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between you and ChainLedger Academy Ltd with respect to your use of the Site. They supersede all prior or contemporaneous communications, agreements, and understandings, whether written or oral, relating to the subject matter of these Terms.

Our failure to enforce any right or provision of these Terms at any time does not constitute a waiver of that right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by a duly authorised representative of ChainLedger Academy Ltd.

You may not assign, transfer, or sublicense any of your rights or obligations under these Terms without our prior written consent. ChainLedger Academy Ltd may assign its rights and obligations under these Terms without restriction, including in connection with a merger, acquisition, corporate reorganisation, or sale of all or substantially all of its assets.

If you have any questions, concerns, or comments about these Terms of Service, please contact us: