Disclaimer

1. Educational Purpose

ChainLedger Academy Ltd ("ChainLedger Academy", "we", "us", "our") is registered in England and Wales (Company No. 13456782) with its registered office at 71 Queen Victoria Street, City of London, EC4V 4AY, United Kingdom.

The sole purpose of this website is to provide educational and informational content about blockchain technology, distributed ledger technology, digital assets and related topics. Our articles, guides, glossaries, frequently asked questions and all other published materials are designed to help readers develop a foundational understanding of these technologies.

We approach all topics from a neutral, research-backed perspective. Our content is written by experienced researchers and reviewed by qualified editors. However, the presence of educational content on this website should not be interpreted as an endorsement, recommendation or promotion of any technology, project, token or service.

2. No Financial, Investment, Tax or Legal Advice

Nothing on this website constitutes, or is intended to constitute, financial advice, investment advice, tax advice, legal advice or any other form of professional advice. Specifically:

• We do not provide investment recommendations or suggestions to buy, sell, hold or trade any digital asset, cryptocurrency, token or financial instrument.
• We do not offer portfolio advice, trading strategies, market predictions, price forecasts or technical analysis of any kind.
• We do not provide tax guidance. The tax treatment of digital assets varies by jurisdiction and individual circumstances. You should consult a qualified tax professional.
• We do not provide legal advice. Regulations governing blockchain technology and digital assets differ across countries and change frequently. You should consult a qualified legal professional.
• We are not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory body. We are not a financial services firm.

3. Risks Associated with Digital Assets

Digital assets, including cryptocurrencies, tokens, stablecoins and NFTs, are subject to a wide range of risks. These risks include, but are not limited to:

• Volatility: The value of digital assets can fluctuate dramatically over short periods. You may lose some or all of the value of any digital assets you hold.
• Regulatory uncertainty: The legal and regulatory landscape for digital assets is evolving. Changes in regulation could affect the value, legality or usability of certain digital assets.
• Technology risks: Blockchain networks, smart contracts and related software may contain bugs, vulnerabilities or design flaws that could result in loss of assets.
• Security risks: Digital assets may be subject to theft, hacking, phishing attacks or other security threats. Lost private keys typically cannot be recovered.
• No consumer protection: Most digital-asset activities are not covered by the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service in the United Kingdom.
• Counterparty risk: Third-party platforms and services may fail, become insolvent or act fraudulently, potentially resulting in loss of assets.

You should only interact with digital assets if you fully understand the risks involved and are prepared for the possibility of losing the entire value of your holdings. You should never allocate funds that you cannot afford to lose.

4. No Endorsement or Recommendation

When our educational content mentions specific blockchain networks, protocols, tokens, platforms or services, this is done solely for explanatory and illustrative purposes. Such mentions do not constitute an endorsement, recommendation or promotion. We do not receive compensation from any project or platform in exchange for mentions in our content.

ChainLedger Academy does not have any commercial relationships with cryptocurrency exchanges, wallet providers, token issuers or blockchain projects. Our editorial independence is described in full on our About page.

5. Accuracy of Information

We make reasonable efforts to ensure that the information published on this website is accurate, up-to-date and sourced from reliable references. However, we do not warrant or guarantee the accuracy, completeness, reliability or timeliness of any content.

The blockchain and digital-asset space evolves rapidly. Information that was accurate at the time of publication may become outdated. While we review and update content regularly, there may be periods where certain details no longer reflect the current state of affairs.

Each article and guide on our website displays a "last updated" date so readers can assess the recency of the information presented.

6. Independent Research

Before making any decision related to digital assets, blockchain technology or any financial matter, you should:

• Conduct your own thorough and independent research from multiple sources.
• Seek advice from a qualified and regulated financial adviser, tax adviser or legal professional as appropriate.
• Carefully consider your personal financial situation, risk tolerance and objectives.
• Understand the specific regulatory requirements that apply in your jurisdiction.

Do not rely solely on the content of this website when making any financial, legal or technology-related decision.

7. Regulatory Variation by Jurisdiction

Blockchain technology and digital assets are regulated differently across the world. The legal status, tax treatment and regulatory requirements for digital assets vary significantly from one country to another, and sometimes within different regions of the same country.

Our content is written from a general educational perspective. When we reference UK-specific regulation (such as FCA guidelines or HM Treasury consultations), we do so for informational context only. This should not be taken as a comprehensive or current summary of all applicable regulations.

If you are located outside the United Kingdom, the regulatory framework in your jurisdiction may differ substantially. You are responsible for understanding and complying with the laws and regulations that apply to you.

8. Limitation of Liability

To the fullest extent permitted by applicable law, ChainLedger Academy Ltd, its directors, employees, contributors, editors and affiliates shall not be held liable for any loss, damage, cost or expense (whether direct, indirect, incidental, consequential or otherwise) arising from or in connection with:

• Your use of, or reliance on, any content published on this website.
• Any decision you make based on information found on this website.
• Any inaccuracy, error, omission or delay in the content provided.
• Any loss of digital assets, financial losses or other damages resulting from actions taken based on our educational content.

All content is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose or non-infringement.

9. External Links and Third-Party Content

This website may contain links to external websites, academic papers, regulatory guidance or other third-party resources. These links are provided for reference and convenience only. We do not control, endorse or assume responsibility for the content, privacy policies or practices of any third-party website.

Clicking on an external link is done at your own risk. We encourage you to read the terms and privacy policies of any third-party website you visit.

10. Views and Opinions

Where our content includes analysis, comparisons or assessments of different technologies or approaches, these represent the educational perspective of the author and editorial team. They are based on publicly available information and academic research at the time of writing. Such views should not be interpreted as professional opinions, endorsements or advice of any kind.

11. No Solicitation

Nothing on this website is intended to solicit, encourage or recommend the purchase, sale, exchange or holding of any digital asset, cryptocurrency, token or financial product. ChainLedger Academy does not facilitate transactions of any kind. We do not operate a trading platform, exchange, wallet service or any other financial service.

12. Updates to This Disclaimer

We may update this disclaimer from time to time to reflect changes in our content, applicable laws or industry best practices. When we make changes, we will update the "Last updated" date at the top of this page. We encourage you to review this disclaimer periodically.

Continued use of this website after changes have been published constitutes your acknowledgment of the updated disclaimer.

13. Governing Law

This disclaimer is governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with this disclaimer shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Information

If you have any questions about this disclaimer, please contact us: